WhatIfSports college football Week 5 predictions: 'Bama bucks the odds, beats Georgia

Each Monday, WhatIfSports.com's college football simulation engine generates predictions for every Division I FBS game for the coming week. Our highly sophisticated algorithms simulate every play of every game to produce each team's likelihood to win. Each matchup is simulated 101 times.

Week 4 in Review

The accuracy dipped a tad from Week 3 to Week 4. Our computers still landed 81.4 percent of the picks on the positive side. Our Game of the Week predicted an accurate Bruins victory over Arizona.

Track our 2015 performance or view our accuracy last season, when we correctly picked the winner in 77.6 percent of all games involving FBS teams.

Week 4 Highlight: Oklahoma State over Texas

The computers crunched the numbers and crushed the prediction. The simulation engine didn't like freshman quarterback Jerrod Heard in his first start with the Longhorns and the outcome rang true. The computers spit out a near four points margin of victory (3.8 points). With the Vegas spread of 2.5 points, "investors" needed to sweat, but ultimately took the three-point win with a smile.

Week 4 Lowlight: Utah dismantling Oregon

Now, for the bad news. The projection machine produced an Oregon win 64.4 percent of the time against the conference foe. However, that was not the case. The Utes stormed into Autzen Stadium and silenced the normally boisterous crowd. Maybe this will sway the numbers more toward Utah in future outcomes.

Week 5 Top 25 vs. Top 25 Matchups

As conference play begins, the undefeateds start to fall. That will be the case for this showdown. The Mountaineers were impressive last week as they turned the Terrapins into soup. Oklahoma took the week off in preparation for the conference opener. The Sooners needed a breather after a tough game against Tulsa and an overtime win against Tennessee the week prior. We played the matchup 101 times and Oklahoma is favored at home, winning 55.0 percent of simulations.

No. 13 Alabama at No. 8 Georgia

In a rare scenario, the Tide is listed as an underdog. Alabama fell to Ole Miss two weeks ago and will have a similarly tough opponent this week in Athens. All eyes will be on the Heisman hopeful, Nick Chubb, and how Alabama will game plan against him. Chubb has rushed for over 100 yards in 12 straight games. Our simulation engine is picking the upset, predicting a narrow victory for Alabama. Nick Saban’s squad won 53.8 percent of simulations by an average score of 26.3-25.6.

No. 3 Ole Miss at No. 25 Florida

After an impressive win on the road against Alabama, the Rebels only won 27-16 against Vanderbilt (27-point favorites). Maybe they were looking past the Commodores and already thinking about the Gators. Florida was in a similar situation last week as it took a frantic rally to defeat Tennessee, 28-27. One team will improve to 5-0 while the other will be credited with its first loss. We’re predicting a Rebels win, with the team victorious in 520 percent of simulations.

No. 21 Mississippi State at No. 14 Texas A&M

The SEC is a grind and in a division with Alabama, Mississippi, and LSU it puts the upmost importance on keeping the loss total to a minimum. The Aggies are still perfect, but the Bulldogs have already tasted defeat. Can A&M stay perfect? The simulation engine likes the Aggies 53.5 percent of the time by an average score of 29.8-28.6.

No. 6 Notre Dame at No. 12 Clemson

The Irish didn't skip a beat with Deshone Kizer at the helm. The Toledo native is 2-0 as the starting QB, but will now test his luck on the road. Clemson has its own "Deshaun" (Watson). The similarities don't stop there. Both have a dominant wide receiver (Will Fuller and Artavis Scott). Both have an impressive running attack. Both have a stingy defense. And both have an undefeated record. After Saturday night’s game, we predict Notre Dame to fall from the ranks of the unbeaten. Clemson was victorious in 53.5 percent of simulations.

Week 5 Upset Pick

Louisville (+5.5) over NC State

The 4-0 Wolfpack still aren't getting any love from our computers. The Cardinals have lost three games by a touchdown or less, but were able to take out some frustration against Samford last week. Our simulation engine likes Louisville on the road for its second win of the season. The Cardinals won 52.4 percent of simulations by an average score of 27.8-27.2.

In addition, view our Week 5 power rankings or visit our college football archive for predictions from past weeks. For more statistics, view our weekly college football predictions.